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Monetization

v1.0.0

Creator Tax & Business Readiness Report

Find out which business structure your income actually justifies, which deductions you are leaving on the table and roughly what they are worth, what to pay this quarter and by when — and get the year-end summary your accountant asked for, already filled in.

12 credits estimated · charged only on a successful result

Your inputs

This applet needs several answers before it can run, so all of them are listed here.

Required

Gross, before expenses, and a rough number is fine — "about $78K, maybe $85K if Q4 holds". Every entity threshold and every tax figure in this report is computed from this box, so a guess you believe beats a precise number you invented.

Required

One per line with a rough amount if you have it — AdSense, brand deals, Patreon, course sales, affiliate, freelance invoices. This decides which of the fifteen deduction categories we audit you against, and whether you are owed 1099s or owe them.

Required

We only apply state-level rules where we can name the specific rule — California's $800 minimum LLC franchise tax is the clearest one. Everywhere else we tell you what to ask your state's filing office rather than guessing at its code.

Required

"Nothing formal" is the most common answer and is a real one — if you have earned self-employment income without registering anything, you are already a sole proprietor by default.

Optional

Paste it however you have it — a card statement, a spreadsheet dump, or just a list from memory. Anything you list gets categorised and mapped to its Schedule C line. Anything you leave out, we flag as a category worth checking rather than assuming you spent nothing.

Optional

Leave it off if you are honest about mixing them. The source calls this the single most important fix, and it changes the first action in your report rather than earning you a lecture.

Optional

Amounts and dates if you have them, "none" if that is the answer. This is subtracted from what you owe, so leaving it blank makes the quarterly number look worse than it is.

Optional

Line 24 of last year's 1040. This is the input the safe-harbor calculation needs — with it we can tell you the exact amount that makes an underpayment penalty impossible, and without it we can only estimate from this year's income.

Optional

The home-office deduction turns on exclusivity, not on square footage, so "the desk in my bedroom I also game at" and "the spare room nobody else uses" get different answers.

Optional

Editors, thumbnail designers, VAs, a second camera op — roughly what each was paid. Anyone over the 1099-NEC threshold puts a January filing deadline on your calendar, and that deadline is the one creators miss.

Optional

Turn this on and the report is written to be forwarded — the year-end package leads and the explanations shorten. Leave it off and we spend more words on what each number means before you file it yourself.

Optional

Behind on filings, a big equipment purchase, moved states mid-year, a first year with real money in it, income from outside the US. Say it plainly — these are the cases where the honest answer is "this one needs a professional", and we would rather tell you that than work around it.

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